A letter from Koby Rehman,
Chief Executive Officer

Thank you for taking the time to learn more about HolyPay.

HolyPay was founded on a simple belief: everyday commerce has the power to strengthen communities. Every purchase represents an opportunity—not just to complete a transaction, but to create loyalty, support local businesses, empower nonprofits, and bring people together around a shared purpose.

Our company is guided by six core values: Gratitude, Community, Faith, Acceptance, Giving, and Unity. These values shape every decision we make and every product we build.

We take immense pride in our ability to do good—not only because of the sense of meaning and fulfillment it brings, but because it instills within us a profound responsibility to be a positive influence and to spread light throughout the world. That responsibility inspires everything we do. It drives our commitment to building technology that strengthens communities, empowers local businesses, supports nonprofits, and transforms everyday transactions into opportunities for lasting impact.

A letter from Koby Rehman,
Chief Executive Officer

Our vision extends far beyond payment processing. We’re building a purpose-driven commerce ecosystem where businesses grow through stronger customer loyalty, consumers earn meaningful rewards for supporting local merchants, and nonprofits receive sustainable funding through everyday spending. We call this Payments with Purpose.

For businesses, HolyPay provides a modern customer loyalty platform that helps attract new customers, increase repeat business, and strengthen relationships with the communities they serve.

For consumers, HolyPay transforms everyday purchases into something more rewarding. Users earn rewards, discover local businesses, support causes they care about, and become part of a movement that makes spending more meaningful.

For nonprofits, HolyPay creates an entirely new source of recurring funding without requiring supporters to spend more or make separate donations. By simply shopping with participating businesses, supporters can generate ongoing contributions for the organizations they love.

At the heart of this ecosystem is the HolyPay Donation Program. When a customer makes a purchase through HolyPay at a participating business, a percentage of that purchase can be directed to the nonprofit they choose—at no additional cost to the customer. Every transaction has the potential to create value for everyone involved: the business gains a loyal customer, the customer earns rewards while making a positive impact, and the nonprofit receives sustainable support.

We believe commerce works best when everyone wins.

As HolyPay continues to grow, our commitment remains the same: to build technology that strengthens relationships, supports local economies, and empowers communities to thrive together. While our platform will continue to evolve with new tools, features, and partnerships, our mission will always remain rooted in creating meaningful impact through everyday transactions.

We are honored to have you as part of this journey and look forward to building a future where every purchase creates lasting value—for businesses, nonprofits, consumers, and the communities we all share.

Thank you for your trust and support.

Sincerely,

Koby Rehman
Founder & CEO
HolyPay

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